- Retail Banking
- Accounts and deposits
- Loans
- Insurances
- Cards
- Global transfers & Non Resident Banking
- Sohar rewards
- Digital banking
- Global Market
Everyone has a dream –a wonderful wedding, an exotic holiday, plans for higher education… No matter what your dreams are, with Sohar International’s Personal Finance Solutions you can realize them with absolute ease and peace of mind.
Customized to meet your financial needs, facilities are available for personal finance solutions for all Omani residents and nationals receiving regular income through employment or business, as well as for non-resident Omani nationals working or engaged in businesses abroad.
Maximum tenor
Lower monthly installments
Longer repayment tenures
Higher loan amounts based on income
Loan top-up facility to meet additional financial requirements
Life Insurance cover at affordable premium rates
No medical test required for loan exposure up to OMR 100,000
Omani customers - National ID card, passport for ladies
Expatriates - Resident card and passport + copy with valid visa
Salary certificate from employer if employed
Letter of liability from current bank - if applicable
Salary statement for the last three months stamped by the current bank
Completed Loan Application Form
With Sohar International’s Personal Finance Solutions, you also have the option of transferring your existing loan amounts with other banks to Sohar International in order to utilize on our longer repayment tenures. Moreover, our comprehensive Life Insurance cover ensures that your family is protected from the repayment liability in case of any unfortunate event during the loan tenure.
The promotion is applicable for Omani customers (only new customers) with minimum salary of OMR 500.
Maximum Tenor of Loan will be 10 years ( Excluding permissible two EID waivers per year).
Debt Service Limits would be as per CBO guidelines (50% for customers without Housing Loan & 60% for customers having Housing Loan).
Applicable for salary customers employed in Sohar International’s approved list of companies.
Premature closure of loan accounts would be as per CBO guidelines.