- Retail Banking
- Accounts and deposits
- Loans
- Insurances
- Cards
- Global transfers & Non Resident Banking
- Sohar rewards
- Digital banking
- Global Market
| Corporate Preloaded card | Corporate Credit Card | |
|---|---|---|
| Global Card - Visa branded | YES | YES |
| Business card liability waiver insurance | YES | YES |
| Minimum Credit limit | Limit = Zero Spend as much as loaded | OMR500/- |
| Maximum Daily Spend Limit | Equals to Credit limit deposited | Equals to Credit limit |
| Maximum Daily swipe | 10 per day(can be increased by request letter) | 10 per day(can be increased by request letter) |
| Advanced MIS reports online | YES | YES |
| Free online access to view transactions | YES | YES |
| Chip as additional security | YES | YES |
| Cash Withdrawal transactions | can be enabled or disabled | can be enabled or disabled |
| Internet/online transactions | can be enabled or disabled | can be enabled or disabled |
| Additional security for internet transactions (Verified by Visa) | YES | YES |
| Monthly statements | YES via mail and online (for both - company and individual) | YES via mail and online (for both - company and individual) |
| Value-added | Purchase protection Zero Lost card Liability Travel Insurance (individual cards only) Corporate Liability waiver | Purchase protection Zero Lost card Liability Travel Insurance (individual cards only) Corporate Liability waiver required |
| Bank Account opening requirement | Required | Required |
| Corporate Preloaded card | Corporate Credit Card | |
|---|---|---|
| Annual Membership Fee | 1st Year Free 2nd Year Free third year onwards - Annual spend less than RO.3600 per year per card RO.20/- will apply | Free First Year Second year onwards - sliding grid fees: 1-2 cards =RO50/card 3-5 cards=RO45/card 6-10 cards=RO40/card 11-20 cards=RO35/card 21+cards=Ro30/card |
| Annual Fee Waiver | Minimum spend of RO.3600 per year per card will entitle to Zero FeePer (individual card) | Minimum spend of RO7000 per year per card will entitle to Zero fee (individual card) |
| Cash Withdrawal | 1 rial per withdraw | RO 3+3% OF AMOUNT |
| Card Cancelation Fee | RO 20/- | RO 20/- |
| Over limit fee | Nil | RO 20/- |
| Card Replacement Fee | RO 20/- | RO 20/- |
| Duplicate Statement Fee | RO 20/- | RO 20/- |
| Foreign Transaction Fees(apply for all transactions made in currencies other then RO) | 3% of transaction amount | 3% of transaction amount |
| Annual Interest Rate | Zero, no credit extended | Zero, if settled on time. 18% if not settled on time |
| Documents required |
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